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IRDAI/I NTAII/BA/51/2018
CIN: U72900KA2018PTC110119

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Star Health and allied Insurance Company helps you to calculate your annual premium for its different health insurance plans easily and conveniently. All you need to do is to provide a few vital details and company’s health insurance calculator helps you calculate your annual premium amount for the Star Health Insurance plan you intended to buy. Following is a list of details that you’ll need to calculate your premium payment using Star Health Insurance Premium Calculator: Policy Tenure Sum Insured Scheme (total number of members you intend to add in the plan) Date of birth of the eldest member Basis these details the premium calculator will give you the Basic Premium and the Gross Premium amount. Star Health Insurance Plan Renewability Most of the health insurance plans offered by Star Health Insurance provide the comfort of lifetime renewability. However, a few health plans offered by Star Health Insurance Company have limitation on the renewability period of the plan. It makes sense to carefully read the policy documents and check the terms and conditions before buying a plan to understand the renewability period for the intended plan. Renew Your Star Health Insurance Plan Online Here are the step-by-step guidelines to renew your Star medical insurance plan online. Star medical insurance company offers a lifelong renewal feature. In order to enjoy continuous insurance benefits, you need to renew your insurance plan on a yearly basis. Don’t worry about forgetting the renewal date. Star Health will send you friendly renewal reminders to make sure that you continue to enjoy all the insurance benefits. In case, you forget your plan’s renewal date and your policy expires, you will have a grace period. If you want your policy to continue, this is the high time to renew your plan.

A family Health insurance plan extended as a family package including health and mediclaim benefits and bonus options. Key Features: You can apply for auto-restoration up to 200% of the sum assured if exhausted (in case of Individual plan). Coverage to increase by 5% of the basic sum insured (max up to 25%) in cases of claim free years Extended in the form of a hospital cash facility. This health insurance scheme also provides cover for 101 day care procedures to be followed during the treatment period. It provides for free health checkups. Eligibility: Any person lying between the ages of 5 months to 65 years can opt for this plan. Children are to be covered only along with parents. HIV+ people can also opt for this plan, subject to certain conditions. Star Health Gain Insurance This star health insurance plan provides cover mediclaim to an individual along with their family. Key Features: Covers expenses incurred for both inpatient and outpatient treatments. The amount saved from outpatient treatment is carry forwarded to the next policy year. Avail a max up to 10 percent discount on the premium at the time of renewal, provided no claim is made during the current tenure of the policy. Fixed premium for all. Eligibility: Any person between the ages of 5 months to 65 years can opt for this plan. Children are to be covered only along with parents. Dependent children below the age of 25 years can benefit from this scheme. Star Super Surplus Insurance It is a top up cover policy offered at affordable pricing. Key features: No pre-policy medical check-up required. The company also provides for coverage of pre-existing diseases, subject to completion of 36 months of regular insurance cover. Eligibility: Any person between the ages of 5 months to 65 years can opt for this plan. Children can be covered along with their parents. Family floater policies cover an individual along with spouse and up to two children. . This policy is also available on individual basis.

Some of the reasons why you must choose to buy Star Health Insurance are: The company offers direct in-house settlement and does not involve a third party for claim settlements. The company is known for fast, easy and hassle-free health insurance claim settlements. Policyholders get immediate access to cash-less hospitalization And reimbursement facility in more than 7000 network hospitals across India. It has its wide presence across the country with over 6000 branch offices. The star health mediclaim insurance offers personalized doctor visit for all customers getting hospitalized. List of Star Health Insurance Plans: Star Family Health Optima Insurance Star Senior Citizens Red Carpet Insurance Star Comprehensive Insurance Star MediClassic Insurance Star Health Gain Insurance Star Super Surplus Insurance Star Unique Health Insurance Star Diabetes Safe Insurance Star Cardiac Care Insurance Star Wedding Gift Insurance Rural Star Net Plus Insurance Star Student Care Insurance Star Care Insurance Star Criticare Plus Insurance Star Family Delite Insurance Star Family Health Optima Insurance This Star Health insurance plan provides cover for the individual as well as family at an affordable price. Key Features: It is issued as a single policy, covering health insurance of the entire family. You are provides with the facility of auto-recharge, which means that you can get your policy recharged automatically for up to 30 percent of the sum assured at no additional cost. The insurer does reimburse a maximum of Rs.3500 every three years against expenses incurred for health check-ups during the policy tenure. The insured gets the benefit of automatic restoration of the sum assured three times during the policy when exhausted, provided the sum assured is Rs. 3 Lakh or above The health insurance company also provides for an auto cover for every new born babyfrom the16th day in the family. Star Health and Allied Insurance Co. Ltd. also provides coverage for expenses incurred in case of organ transplantation. This insurance scheme also provides cover forall day care procedures to be followed during the treatment period. This star health insurance policy is available on floater basis and the sum insured floats among all the people insured under this policy. Eligibility: Any Indian citizen between the ages of 18 years to 65 years can apply for this scheme. An infant ageing 16 days and above can be covered under this scheme. For people beyond 65 years of age, this policy can be renewed for life time.

If you want to renew your insurance plan online, all you have to do is follow the steps mentioned below. Step 1- Visit Star Health’s website. Click on the Renewal tab to renew your health plan. Step 2- Now, fill out your policy details – policy number, email ID, date of birth, and registered mobile no. in the renewal form. Step 3- Click on Proceed button. Step 3- Double check and check renewal details like gross premium and service tax. Step 4- Click on Purchase Policy button. Step 5- Now proceed to premium payment. You can pay the premium via net banking, credit card or debit card. Star Health Insurance (SHI) Claim Process Here is the claim process for Star health insurance. 1. For Cashless Claims If you want to avail cashless claim in a Star Medical Insurance plan, follow the steps mentioned below. Step 1- Visit the insurance desk at the reception of the network-listed hospital you are undergoing a treatment at. Step 2- Display the policy ID for identification purpose. Step 3- The network listed hospital would cross-check your identity and submit the pre-authorization form to Star Health. Step 4- A doctor from their team will evaluate the documents. After the verification, he/she will process the claim in accordance with the terms and conditions of the opted plan. Step 5- A designated field doctor will make the hospitalization process simpler for you. Step 6- After the completion of the necessary formalities, the claim would be settled according to the terms and conditions. 2. Reimbursement Claim Process If you want to avail reimbursement claim for Star Health Mediclaim, follow the steps mentioned below. Step 1- A doctor on-field will make hospitalization simpler for you. Step 2- Post discharge, you will have to clear the hospital bills. Make sure you collect all the original documents of the treatment(s) and receipts of incurred expenses. Step 3- Fill out the claim form, attach all the required original documents and receipts, and submit it to the nearest branch office of Star Health. Step 4- As per your policys terms and conditions, your claim will be settled. How to Apply for Star Health Insurance Policy? Health insurance plans offered by the company can be applied to through multiple channels like: Individuals wishing to buy star health insurance plans can simply call the Sales helpline of the company and speak to the customer service representative. They can provide their name and mobile number on the website of the company and request for a call back. Lastly, customers may also visit the company’s branches or get in touch with an agent to buy the plans required. Star Health Insurance to Launch Insurance Plan for Cancer Patients Star Health and Allied Insurance is the No.1 Company in Premium Collection More Top-Ups Now in Revised Comprehensive Insurance by Star Health Star Health Insurance Soon To Raise Rs. 400 Crore Star Health Makes It Big – Aims to Raise Rs 350 Crore for FY 2015 IFFCO Tokio Family Health Protector Insurance Policy

If you want to renew your insurance plan online, all you have to do is follow the steps mentioned below. Step 1- Visit Star Health’s website. Click on the Renewal tab to renew your health plan. Step 2- Now, fill out your policy details – policy number, email ID, date of birth, and registered mobile no. in the renewal form. Step 3- Click on Proceed button. Step 3- Double check and check renewal details like gross premium and service tax. Step 4- Click on Purchase Policy button. Step 5- Now proceed to premium payment. You can pay the premium via net banking, credit card or debit card. Star Health Insurance (SHI) Claim Process Here is the claim process for Star health insurance. 1. For Cashless Claims If you want to avail cashless claim in a Star Medical Insurance plan, follow the steps mentioned below. Step 1- Visit the insurance desk at the reception of the network-listed hospital you are undergoing a treatment at. Step 2- Display the policy ID for identification purpose. Step 3- The network listed hospital would cross-check your identity and submit the pre-authorization form to Star Health. Step 4- A doctor from their team will evaluate the documents. After the verification, he/she will process the claim in accordance with the terms and conditions of the opted plan. Step 5- A designated field doctor will make the hospitalization process simpler for you. Step 6- After the completion of the necessary formalities, the claim would be settled according to the terms and conditions. 2. Reimbursement Claim Process If you want to avail reimbursement claim for Star Health Mediclaim, follow the steps mentioned below. Step 1- A doctor on-field will make hospitalization simpler for you. Step 2- Post discharge, you will have to clear the hospital bills. Make sure you collect all the original documents of the treatment(s) and receipts of incurred expenses. Step 3- Fill out the claim form, attach all the required original documents and receipts, and submit it to the nearest branch office of Star Health. Step 4- As per your policys terms and conditions, your claim will be settled. How to Apply for Star Health Insurance Policy? Health insurance plans offered by the company can be applied to through multiple channels like: Individuals wishing to buy star health insurance plans can simply call the Sales helpline of the company and speak to the customer service representative. They can provide their name and mobile number on the website of the company and request for a call back. Lastly, customers may also visit the company’s branches or get in touch with an agent to buy the plans required. Star Health Insurance to Launch Insurance Plan for Cancer Patients Star Health and Allied Insurance is the No.1 Company in Premium Collection More Top-Ups Now in Revised Comprehensive Insurance by Star Health Star Health Insurance Soon To Raise Rs. 400 Crore Star Health Makes It Big – Aims to Raise Rs 350 Crore for FY 2015 IFFCO Tokio Family Health Protector Insurance Policy

Thanks to growing inflation, health insurance is not a choice today; its a necessity. It prepares you for unanticipated situations with ease. A good health insurance policy always covers you extensively against the financial outflow arising out of a medical emergency. Hence, choosing right health should be your priority. And, when it comes to buying health insurance policies, Star health insurance plans have been considered to be the most sought-after insurance plans in India. With an innovative plan structure and easy-to-opt features, health insurance plans offered by Star Health and Allied Company Ltd. are a must-try. Star health mediclaim insurance plans are available for individual, family, senior citizens, children, and college goers. About Star Health and Allied Company Star Health and Allied Insurance Co. Ltd. is a joint venture between M/s. ICICI Ventures Funds Management, M/s. Tata Capital Growth Fund, M/s. Oman Insurance Company, UAE, M/s. Sequoia Capital, and M/s. Alpha TC Holdings Pte Ltd, Singapore. It was founded and approved by IRDA in 2006. Being the first standalone insurance firm in India, Star Health and Allied Insurance Company assures direct and hassle-free claim settlement facilities. Constantly ranked alongside some of India’s top health insurers, Star Health and Allied Insurance co. Ltd has been conferred with many awards and accolades. Some of the most prominent ones are: Most Promising Health Insurance Company at Healthcare Excellence Awards in 2014 Claims Service Company of the Year at Indian Insurance Award in 2014 Rated as the Best Claim Settlement Process Company by Hindustan MaRs Survey 2015 Health Insurance Company Of The Year at Indian Insurance Awards 2015

Thanks to growing inflation, health insurance is not a choice today; its a necessity. It prepares you for unanticipated situations with ease. A good health insurance policy always covers you extensively against the financial outflow arising out of a medical emergency. Hence, choosing right health should be your priority. And, when it comes to buying health insurance policies, Star health insurance plans have been considered to be the most sought-after insurance plans in India. With an innovative plan structure and easy-to-opt features, health insurance plans offered by Star Health and Allied Company Ltd. are a must-try. Star health mediclaim insurance plans are available for individual, family, senior citizens, children, and college goers. About Star Health and Allied Company Star Health and Allied Insurance Co. Ltd. is a joint venture between M/s. ICICI Ventures Funds Management, M/s. Tata Capital Growth Fund, M/s. Oman Insurance Company, UAE, M/s. Sequoia Capital, and M/s. Alpha TC Holdings Pte Ltd, Singapore. It was founded and approved by IRDA in 2006. Being the first standalone insurance firm in India, Star Health and Allied Insurance Company assures direct and hassle-free claim settlement facilities. Constantly ranked alongside some of India’s top health insurers, Star Health and Allied Insurance co. Ltd has been conferred with many awards and accolades. Some of the most prominent ones are: Most Promising Health Insurance Company at Healthcare Excellence Awards in 2014 Claims Service Company of the Year at Indian Insurance Award in 2014 Rated as the Best Claim Settlement Process Company by Hindustan MaRs Survey 2015 Health Insurance Company Of The Year at Indian Insurance Awards 2015