The Company offers Travel insurance plans in four variants. Each of the plans comes with certain extra benefits and a unique feature. The list of the plans on offer by the company is given below: Travel Protect- Corporate Travel Protect- Individual Travel Protect- Student Travel Protect- Family. Travel Protect- Corporate: This insurance scheme is directed towards business men or personnel travelling abroad for business meetings or visits. Key features Of Travel Protect- Corporate: This plan provides cover for any kind of medical expenses while the policy buyers travel abroad. It provides cover for expenses towards any kind of dental emergency, emergency transportation to India on medical grounds and repatriation of mortal remains. This plan also gives compensations in case of accidental injuries. This plan also provides cover during the travel period in the form of compensations against lost luggage post check in, any kind of delay in the flight, accommodation and travelling expenses borne by the individual due to missed flight, or expenses incurred on purchase of consumable goods owing to delay in the handing over of the checked in luggage of the insured individual by the carrier for more than 12 hours. It also provides compensation in cases of stress caused due to hijack. In case of expenses incurred towards obtainment of new passport, this plan provides reasonable compensation. This plan also provides protection against any kind of legal liability in the form of any injury or property damage to a third party, that may arise upon the insured person during the travel period. This plan also provides cover against expenses incurred in case of sending a substitute employee owing to the covered sickness or ailment of the insured employee. Eligibility: Any Indian resident, above the age of 18 years working with reputed corporate in India, wishing to travel abroad on business trip can opt for this plan. General Terms of the Plan: A pre medical screening for policy buyers above the age of 65 years is compulsory. For people below 65 years, it is not mandatory. However, may vary on a case to case basis. This plan provides cover up to USD 100000, USD 250000 and USD 500000for travelling abroad including countries like USA and Canada. The policy buyer needs to inform the claims assistance company in order to register a claim with the company. Travel Protect- Student:An insurance plan directed towards providing protection to students travelling abroad for the purpose of studying. Key Features of Travel Protect- Student: This plan provides cover for any kind of medical expenses while the policy buyers travel abroad. It provides cover for expenses towards any kind of dental emergency, emergency transportation to India on medical grounds and repatriation of mortal remains. This plan also gives compensations in case of accidental injuries. This plan also provides cover during the travel period in the form of compensations against lost luggage post check in, and purchase of consumable goods owing to delay in the handing over of the checked in luggage of the insured individual by the carrier for more than 12 hours. This plan also provides protection against any kind of legal liability in the form of any injury or property damage to a third party, that may arise upon the insured person during the travel period. This plan also bears any kind of expenses in connection to the cost of bail bond in case of wrongful detention or false arrest of the policy buyer. This plan provides adequate compensations in cases of visit by an immediate family member of the insured in cases of hospitalization or due to repatriation of the insured person owing to a sudden death or any kind of medical emergency in the family, resulting in disturbance in the study. This plan also provides funds in the form of tuition fee reimbursements in case of death of the sponsor of the student. Eligibility: All students can opt for this plan. Travel Protect- Individual: An insurance plan directed towards providing protection to individuals travelling abroad for the purpose of business or leisure. Key features Of Travel Protect- Individual: This plan provides cover for any kind of medical expenses while the policy buyers travel abroad. It provides cover for expenses towards any kind of dental emergency, emergency transportation to India on medical grounds and repatriation of mortal remains. This plan also gives compensations in case of accidental injuries. This plan also provides cover during the travel period in the form of compensations against lost luggage post check in, any kind of delay in the flight, accommodation and travelling expenses borne by the individual due to missed flight, or expenses incurred on purchase of consumable goods owing to delay in the handing over of the checked in luggage of the insured individual by the carrier for more than 12 hours. It also provides compensation in cases of stress caused due to hijack. In case of expenses incurred towards obtainment of new passport, this plan provides reasonable compensation. This plan also provides protection against any kind of legal liability in the form of any injury or property damage to a third party, that may arise upon the insured person during the travel period. This plan also provides cover against cancellation of trips owing to a sudden death or any accidental injury of a family member. Eligibility: Any Indian resident, above the age of 6 months wishing to travel abroad on business trip or for pleasure purpose can opt for this plan. General Terms of the Plan: A pre medical screening for policy buyers above the age of 65 years is compulsory. For people below 65 years, it is not mandatory. However, may vary on a case to case basis. The policy buyer needs to inform the claims assistance company in order to register a claim with the company. Travel Protect- Family: An insurance plan directed towards providing protection to individual and his family traveling abroad. Key features Of Travel Protect- Family: This plan provides cover for any kind of medical expenses while the policy buyers travel abroad. It provides cover for expenses towards any kind of dental emergency, emergency transportation to India on medical grounds and repatriation of mortal remains. This plan also gives compensations in case of accidental injuries. This plan also provides cover during the travel period in the form of compensations against lost luggage post check in, any kind of delay in the flight, accommodation and travelling expenses borne by the individual due to missed flight, or expenses incurred on purchase of consumable goods (such as toiletries, medicines and clothes) owing to delay in the handing over of the checked in luggage of the insured individual by the carrier for more than 12 hours. It also provides compensation in cases of stress caused due to hijack. In case of expenses incurred towards obtainment of new passport, this plan provides reasonable compensation. This plan also provides protection against any kind of legal liability in the form of any injury or property damage to a third party, that may arise upon the insured person during the travel period. This plan also provides cover against cancellation of trips owing to a sudden death or any accidental injury of a family member. Eligibility: Any Indian resident and his family, lying above the age of 6 months and below the age of 65 years wishing to travel abroad for pleasure purpose can opt for this plan. However, only the individual, spouse and two dependent children (below the age of 18 years) will be provided coverage under this plan. In Cases of more than two dependent children and up to 4 dependent children, the coverage can be provided to all by ways of additional premium payment amounting up to 25% of the original premium per child. General Terms of the Plan: A pre medical screening for policy buyers above the age of 65 years is compulsory. For people below 65 years, it is not mandatory. However, may vary on a case to case basis. The policy buyer needs to inform the claims assistance company in order to register a claim with the company. Applying for Overseas Travel Insurance Plans from Star Health Travel insurance plans offered by the company can be applied to through multiple channels like: Individuals wishing to buy overseas travel insurance plans can simply call the Sales helpline of the company and speak to the customer service representative. They can provide their name and mobile number on the website of the company and request for a call back. Online health insurance plans can be simply applied to by clicking the `Buy Now tab mentioned against the relevant plans Lastly, customers may also visit the companys branches or get in touch with an agent to buy the plans required. Process of Claim Submission: The policy buyer needs to inform the claims assistance company in order to register a claim with the company. However, the following documents needs to be submitted while applying for a claim with the company: Health card Duly filled claim form Doctor’s consultation papers Investigation reports (e.g. X-ray, scans, blood report, etc.) Pharmacy invoices supported by respective prescriptions In cases of accidents, Medico Legal Certificate (MLC) and / or FIR Discharge summary Other relevant documents Documents other than the Health Card should be submitted in original. In cases of an emergency, the policy buyer is required to intimate Star Health within 24 hours of theaccident/ illness/ hospitalization. The required Intimation can be made either by calling at the specified toll free number or by contacting the nearest branch office of Star Health. The policy buyer has to mention the Star Health ID number or the Policy number for easy reference.
