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SBI FD rates vary based on the tenure and the amount deposited. As of the latest update, the rates range from 3.00% to 6.75% per annum. For the most accurate and updated rates, please visit the official SBI website or contact the bank directly.

The minimum tenure for an SBI FD is 7 days, and the maximum tenure is 10 years.

Yes, premature withdrawal is allowed but may attract a penalty. The penalty rate varies, so it’s advisable to check with SBI for specific details

Yes, senior citizens typically receive a higher interest rate, usually 0.50% more than the standard rate.

Interest earned on FDs is subject to Tax Deducted at Source (TDS). If your interest income exceeds ₹40,000 in a financial year (₹50,000 for senior citizens), TDS is applicable.

Yes, SBI allows you to take a loan against your FD. Typically, you can avail up to 90% of the FD amount as a loan.