Documents Required for Car Insurance Claim
The first step in filing a third-party insurance claim after an accident is possessing the
appropriate paperwork. To make the claim procedure simpler and quicker, we at Insuremile
provide policyholders with a comprehensive checklist.
The necessary documentation, filing procedures, and other information pertaining to papers
needed for an auto insurance claim in India are all explained on this page.
Required Records for a Third-Party Insurance Claim
The following paperwork has to be sent to the insurer in order to lodge a legitimate third-party
claim:
-A copy of an insurance policy is evidence of a current third-party insurance coverage.
-First Information Reports, or FIRs, are submitted to the closest police station.
-A copy of the vehicle’s RC book is known as the vehicle registration certificate (RC).
-The driver’s valid license at the time of the collision.
-The insurer’s claim form, properly completed and signed.
-Details about the accident, including the date, time, place, and a brief account of what
happened.
-Contact information and the kind of harm or damage the third party has experienced.
-In the event of a third-party injury, bills and reports.
These documents are required for car insurance claim and begin the payment process.
How to Use Insuremile to Submit a Third-Party Claim
Report to Police: As soon as possible after the accident, file a formal complaint.
Notify Insuremile: Within the allotted time, provide Insuremile with all accident-related
information.
Submit Claim Form: Complete the claim form and include the required paperwork.
Provide Proof: Send pictures of the car damage or any information from witnesses.
Legal Support: Insuremile works with the insurer to provide counsel if the matter makes it to
MACT.
Advice for a Smooth Claim Approval Process
In order to prevent needless delays, submit your claim as soon as possible.
Verify again that all the information on the claim form and the FIR matches.
Save digital images and photocopies of every document you submit.
Steer clear of making untrue statements since they might lead to rejection.
If at all feasible, provide photos of the damage to provide more convincing evidence.
Extra Records Needed for Car Insurance Claims
When handling ordinary auto insurance claims, insurers often ask for additional documentation
in addition to third-party claims. The supplementary paperwork needed for a vehicle insurance
claim is included in the list below:
If the vehicle is financed or under hypothecation, a No Objection Certificate (NOC) is required.
Proof of Payment: A bank statement proving the active policy or the receipt for the premium
payment.
Repair quote: An approved garage will issue a preliminary repair quote.
Surveyor’s Report: The insurer’s inspection report prior to repairs.
Towing or Breakdown Receipt: If a tow company was used to transfer the vehicle from the
scene of the collision.
Photographs of the Vehicle: Pictures taken from various perspectives that show the vehicle’s
number plate and damage.
Witness Statement: Any written attestation from an eyewitness to the event.
The Significance of Documentation in Insuremile
The secret to accelerating claim settlements is submitting precise and comprehensive
documentation. Simply because one or two documents are missing, many policyholders
experience delays. At Insuremile, we streamline the claim submission procedure by offering you
advice on:
which papers are required.
Which other papers may support your assertion?
How to arrange digital images and copies for easy access.
When and how papers should be submitted to prevent rejection.
Obtain Assistance from Insuremile
With the correct information, submitting a third-party insurance claim doesn’t have to be difficult.
Insuremile guarantees that policyholders understand precisely which paperwork is required,
what to complete, and how to be ready for anything. With Insuremile’s help, you get direction at
every step to ensure a seamless, understandable, and timely claim procedure.
