Keeping your scooter insurance active is not just about compliance—it’s about safeguarding yourself financially in case of an accident or theft. But with our busy schedules, it’s easy to forget the renewal date. Here’s a practical guide to help you check if your scooter insurance is due for renewal—before it’s too late.
🔍 1. Check Your Policy Document or Email
When you first purchased your scooter insurance, the insurer would’ve sent a policy document or confirmation email. It usually includes:
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Policy number
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Start and end date
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Coverage details
👉 Tip: Search your inbox for terms like “scooter insurance” or the name of your insurance company.
📱 2. Use the Insurance Provider’s App or Website
Most insurers today offer mobile apps or online customer portals. Simply:
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Log in with your registered mobile number or email
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Go to “My Policies” or “My Account”
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Your current policy and renewal date will be listed there
👉 This is the easiest way to get real-time information.
🧾 3. Check the Insurance Certificate on Parivahan or VAHAN Portal
The Ministry of Road Transport and Highways offers online vehicle services via VAHAN Portal.
Steps:
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Visit the VAHAN portal
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Click on “Know Your Vehicle Details”
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Enter your scooter’s registration number and verify with OTP
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Scroll down to see insurance expiry date
👉 This is especially helpful if you don’t have access to the original documents.
📞 4. Contact Customer Support or Your Insurance Agent
If digital methods don’t work, call your insurer’s customer support number or reach out to your insurance agent.
Provide:
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Your vehicle registration number
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Policyholder name
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Registered mobile/email
They will tell you the current status and renewal date in minutes.
🧠 5. Set Up Renewal Reminders
To avoid missing the deadline again:
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Set calendar reminders a week before the due date
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Opt for auto-renewal SMS or email alerts from your insurer
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Consider using apps like Google Calendar or To-Do lists
❗ Why Timely Renewal Is Important:
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Legal Requirement: Driving with an expired insurance policy is illegal in India
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Loss of No Claim Bonus (NCB): You could lose your NCB discount if you miss the deadline
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Financial Risk: Accidents or theft during a lapse won’t be covered
🧭 Final Thoughts:
Knowing how to check if your scooter insurance is due for renewal ensures that you stay protected and avoid last-minute hassles. Set reminders, use online portals, and stay proactive. A few minutes of your time today can save you from major stress tomorrow!
✅ Frequently Asked Questions (FAQs)
Q1. What happens if I forget to renew my scooter insurance?
A: You’ll be without coverage, face legal fines, and may lose accumulated No Claim Bonus.
Q2. Can I renew my expired scooter insurance after the due date?
A: Yes, most insurers allow renewal within a grace period (usually 90 days), but you may need a vehicle inspection.
Q3. Will I get a reminder before the renewal date?
A: Most insurers send SMS and email reminders. You can also set your own alerts for added safety.
