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Checklists

Checklists for every insurance moment.

Simple lists you can actually use. Before buying, before renewing, after issuance, after an accident.

Checklists for every insurance moment.

Every moment

Six checklists to keep handy.

Before buying insurance

What to compare, what add-ons to consider, and what to check before you pay.

Before renewal

What has changed, what to update, and when to switch insurers.

After policy issuance

The seven-day check that catches every common mistake.

After an accident

The first hour: what to do, what to photograph, whom to call.

Before filing a claim

Documents, evidence, and the NCB math before you file.

Selling your vehicle

RC transfer, policy cancellation, and NCB retention.

Checklist Implementation

How to execute policy checklists effectively.

Follow this verified step-by-step roadmap to make informed decisions and choose the right protection.

01
Store policy PDFs, RC copies, and driving licenses in Digilocker for 1-click access.
02
03
04

Action Checklists

Essential operational checklists for policyholders.

New Vehicle Purchase Checklist

Verify dealer insurance quote against Insuremile online rates, check mandatory ₹15L PA cover inclusion, and confirm 1-year OD + 3-year TP structure.

Annual Policy Review Checklist

Re-assess vehicle IDV depreciation, verify accumulated NCB percentage, check family member additions in health floater, and update address.

Pre-Hospitalization Checklist

Locate network hospital TPA desk, carry insurance health card, carry doctor consultation notes, and obtain cashless pre-authorization form.

Roadside Incident Checklist

Switch on hazard lights, take 360-degree photos of collision damage, exchange contact details, and call Insuremile 24x7 helpline.

Record Storage Checklist

Documents to store in your digital vault.

Original Policy Schedule PDF & Tax Invoice
Proposal Form Copy & Disclosed Add-on Receipts
Vehicle RC, Driving License & Valid PUC Certificate
Insurer 24x7 Cashless Helpline & TPA Card Details

Checklist Implementation

How to execute policy checklists effectively.

Follow this verified step-by-step roadmap to make informed decisions and choose the right protection.

01
Store policy PDFs, RC copies, and driving licenses in Digilocker for 1-click access.
02
03
04
Government & Statutory Education

General Insurance Council (GI Council): Motor Insurance

Read official Indian motor vehicle classifications and statutory insurance guidelines.

GI Council Guide