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1. How to pay premium? What are the modes of payment available? The following modes for payment are available for DHFL Pramerica Life Insurance: Online or NEFT transfer Through ECS Through Cash or cheque at select branch office. At SBI branches At Axis branches For online transaction, please visit e-portal. 2. How can I check policy status for DHFL Pramerica traditional plans? Policy status can be checked by login into the personal account with the help of user Id and password and then clicking on the Policy Details tab. 3. What is the policy renewal process for DHFL Pramerica traditional plans? For renewing a policy under DHFL Pramerica Life Insurance, there are 2 basic options: Paying online Cheque pick up facility For paying online, you must visit the portal with the user id and password and enter the policy number for renewing it. Online payment options with the aid of debit card, credit card and Net banking is available. Cheque pick up facility can also be opted, wherein the companys staff will get the cheque from your doorsteps. 4. What is the companys process to settle claim for DHFL Pramerica traditional plans? For settling claim, you need to fill in and submit the mandatory documents as listed in the website for the particular category of claim, along with a cancelled cheque and a passport size photograph. Upon receiving the set of documents, the company endeavors to settle the claims within a time frame of 30 days. Alternatively, you can track the settlement process. 5. What is the policy cancellation process for DHFL Pramerica traditional plans? For cancellation of any existing policy, you must fill in the surrender form , fill it up completely and dispatch it to the head office. Necessary documents needs to be attached with it such as mentioned in the policy along with surrender charges. Upon receiving of the above, the policy will be cancelled on records for the holder. For new users, a period of 15 days is given, wherein you can surrender the policy, clearing stating the reason for the same.

Traditional plans, also called Conventional Insurance Plans are plans where money is invested as per the guidelines laid down in the Insurance Act. The whereabouts of the invested premium is not known to the policyholder. The policyholder is simply promised certain benefits payable on death, maturity or as money back. Traditional Investment Plans have some of the basic features which are mentioned below: These plans are issued for a longer term perspective and money cannot be withdrawn from the plans. In case of stopping the premium payment, the plan becomes paid-up if at least three full years premiums have been paid. A paid-up plan has a reduced Sum Assured and the policyholder has a choice to either run the plan at the reduced coverage or surrender the plan. The plans may be offered as participating or non-participating plans. Participating plans are entitled to participate in the companys profits and earn bonuses which are not true for non-participating plans. The plans may be issued either as Endowment Plans or Money Back Plans

The company offers specific plans which are available online only. The customer only needs to log into the companys website, choose the required plan, choose the coverage and provide the details. The premium will be determined using the filled details. The customer then needs to pay the premium online through credit card, debit card or net banking facilities and the policy will be issued Intermediaries Plans which are not available online can be purchased from agents, brokers, banks, etc. where the intermediaries help with the application process. Applying For Traditional Insurance through PolicyBazaar On the PolicyBazaar homepage, click on Traditional Insurance under the Personal tab. Click New Quotes to compare and choose from top insurance providers. Fill your date of birth (DOB), whether you are a smoker/non-smoker, and the payout amount. On the basis of your payout amount, you will get an estimate of your premium. Next click Continue. Fill in your name, email address, city, country code, and mobile number. Click Continue. You will be taken to the Life Insurance quotes page where you will see life insurance quotes of more than 10 insurers. Next, choose the plan as per payment schedule – One Time Payout and Monthly Payout Plans. After reviewing and comparing each life insurance quote, click the premium amount to buy the desired plan. You will see a pop-up on the screen which will give you an overview of the chosen plan like premium, plan features, exclusions, additional riders, etc. Click Proceed. This will take you to the insurers website. Fill in the necessary details to buy the plan.

1. How to pay a premium? What are the modes of payment available? The Canara HSBC Oriental Bank of Commerce Life insurance company Ltd. offers 2 modes of premium payment namely: Cash/ cheque payment at the branch Online Payment For the online payment mode, the policyholder can pay via; Credit Card, Debit Card Net banking 2. How can I check policy status for Canara HSBC traditional plans? Regisitered users can check their policy status online by loging into e-Portal 3. What is the policy renewal process for Canara HSBC traditional plans? You can pay your renewal premium in 5 easy steps online, if you are a registered user: Step1: Enter your Client ID and Date of Birth to login into e-portal Step2: Choose the policy for which you want to pay Step3: Select the payment option – Debit/Credit Card or Net Banking to pay Step4: Upon successful payment completion print/save the premium deposit receipt 4. What is the companys process to settle claim for Canara HSBC traditional plans? The nominee can visit the branch personally with the policy document and death certificate. The nominee must fill a claim intimation form and then the company will provide a reference number to him. Usually within the 30 days the death claim without investigation cases gets cleared. 5. What is the policy cancellation process for Canara HSBC traditional plans? You can the nearest branch personally with your policy documents and a duly filled surrender form. Upon successful acceptance at the counter, your policy will be cancelled and refunds directly credited in your bank account.